Vokopola Insurance Agency Corp ("we," "us," or "our") owns and operates vokopolaagency.com and other sites linking to these Terms of Use (individually, the "Site", and collectively, the "Sites"). Through the Sites, Vokopola Insurance Agency Corp provides various offerings, information, and resources related to the products and services available on our Sites (each a "Service" and collectively, the "Services"). References to the Sites include the Services.
Vokopola Insurance Agency Corp may change, suspend, modify, or discontinue all or any part of the Sites in its sole discretion with or without notice. Vokopola Insurance Agency Corp is not liable if all or any part of a Site is, for any reason, unavailable at any time or for any period. Vokopola Insurance Agency Corp reserves the right to block or deny access to any of the Sites to anyone at any time for any reason. Vokopola Insurance Agency Corp is not obligated to correct or update any information or content on the Sites.
General Terms
These terms of use (together with any additional terms, as described below) ("Terms of Use") are an agreement between Vokopola Insurance Agency Corp and the individuals that use the Sites ("users," "you," or "your"). The Terms of Use govern your access to and use of the Sites. Subject to your full and ongoing compliance with these Terms of Use, Vokopola Insurance Agency Corp hereby grants you a limited and revocable right to access and use the Sites, solely for their intended purposes. If you use or access the Sites on behalf of a business or other entity, you must have authority to bind that business/entity. In such case, the term "you" includes the business/entity and any of its agents that use or access the Sites. By using or accessing the Sites, you represent and warrant that you are of legal age to accept these Terms of Use and form a binding contract with Vokopola Insurance Agency Corp.
PLEASE READ THE TERMS OF USE CAREFULLY. BY ACCESSING ANY PAGES ON THE SITES; CREATING AN ACCOUNT; USING ANY SERVICES MADE AVAILABLE THROUGH THE SITES; POSTING, SUBMITTING, TRANSMITTING, OR UPLOADING ANY INFORMATION OR CONTENT THROUGH THE SITES; OR USING ANY PLATFORM, YOU EXPRESSLY AGREE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO THE TERMS OF USE AND ANY APPLICABLE POLICIES AND DISCLAIMERS REFERENCED HEREIN OR ON THE SITES. DO NOT USE THE SITES IF YOU DO NOT AGREE TO THE TERMS OF USE AND ALL APPLICABLE POLICIES AND DISCLAIMERS.
Changes to the Terms of Use
Vokopola Insurance Agency Corp reserves the right to update or modify the Terms of Use at any time, with or without prior notice. Any such changes will become effective upon the earlier of (i) the first time you use the Sites or Services with actual notice of the change(s), or (ii) 30 days after the change(s) are publicly posted on the Sites. Disputes arising under these Terms will be resolved in accordance with the version of the Terms of Use in place at the time the dispute arose.
Intellectual Property
The Sites and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Vokopola Insurance Agency Corp, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Prohibited Uses
You may use the Sites only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Sites: (a) in any way that violates any applicable federal, state, local, or international law or regulation; (b) to transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation; (c) to impersonate or attempt to impersonate Vokopola Insurance Agency Corp, a Vokopola Insurance Agency Corp employee, another user, or any other person or entity.
Disclaimer of Warranties
THE SITES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER VOKOPOLA INSURANCE AGENCY CORP NOR ANY PERSON ASSOCIATED WITH VOKOPOLA INSURANCE AGENCY CORP MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITES.
Limitation of Liability
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL VOKOPOLA INSURANCE AGENCY CORP, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITES, ANY WEBSITES LINKED TO THEM, ANY CONTENT ON THE SITES OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.
Indemnification
You agree to defend, indemnify, and hold harmless Vokopola Insurance Agency Corp, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Sites.
SMS Terms & Conditions
1. SMS Consent Communication The information (phone numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2. Types of SMS Communications By consenting to receive SMS from Vokopola Insurance Agency Corp, you agree to receive messages related to the following:
- Appointment reminders
- Follow-up messages
- Billing inquiries
- Promotions or coupons (if applicable)
3. Message Frequency Message frequency may vary depending on the type of communication. For example, you may receive up to 4 SMS messages per month related to your insurance inquiries, policy updates, or appointment reminders.
4. Potential Fees for SMS Messaging Please note that standard message and data rates may apply, depending on your carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.
5. Opt-In Method You may opt in to receive SMS messages from Vokopola Insurance Agency Corp by submitting your phone number through our website contact form and checking the SMS consent checkbox.
6. Opt-Out Method You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Upon sending "STOP," you will no longer receive SMS messages from us. If you want to re-subscribe, reply "START" and we will resume sending SMS messages to you.
7. Help If you are experiencing any issues, you can reply with the keyword "HELP." Or, you can get help directly at 586-948-2600 or [email protected].
8. Standard Messaging Disclosures
- Message and data rates may apply.
- You can opt out at any time by texting "STOP."
- For assistance, text "HELP" or contact us at 586-948-2600.
- Message frequency may vary.
Governing Law and Jurisdiction
You agree that all matters relating to the Sites and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Michigan without giving effect to any choice or conflict of law provision or rule (whether of the State of Michigan or any other jurisdiction).
Last updated: July 24, 2026